Describe every visitor activity
List events, attractions, riding activities, food or retail sales and any third-party operators. Ask how each activity is considered, including exclusions and limits.
YOUR BUSINESS, IN CONTEXT
Agritourism & Equestrian Insurance
Visitor activities, facilities, animals and events beyond the traditional farm.
Opening a property to visitors can change the insurance conversation. Activities, animals, events, staff and facilities should be reviewed before assuming that existing farm coverage follows the new business.
Review the facilities and people
Buildings, parking, access, equipment, staff and seasonal operations all contribute to exposure. Property and liability discussions should reflect how the site is used by visitors.
Consider limits and added protection
Discuss underlying liability, umbrella options and any animal-related limitations with the carrier. Practical loss-prevention questions can help prepare for the next season.
COMMON QUESTIONS
Before you get started.
Will a farm policy cover an event automatically?
Do not assume that it will. Disclose the event and ask the agency to review the policy and available options.
Can we start before opening to visitors?
Yes. An early conversation gives you time to discuss operations, carrier requirements and coverage questions before opening.
What’s your next move?
Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.
Contact our team