YOUR BUSINESS, IN CONTEXT

Farm & Grain Operation Insurance

Buildings, machinery, stored inventory and activities alongside the farm.

Working farms change over time. Buildings, machinery, storage and commercial activities may no longer match the information used when a policy was first written. We start with how your farm works today.

Bring property schedules up to date

Review buildings, contents, machinery, storage and ownership. Identify new structures, renovations, leased locations and equipment changes, with values that reflect the items being insured.

Discuss weather and interruption

Wind and hail deductibles, covered causes of loss and business income deserve a specific discussion. A familiar policy name does not establish coverage for every loss.

Disclose added activities

Retail sales, contracted work, agritourism, events and deliveries may create commercial exposures alongside farming. Tell us about these activities before assuming a farm policy addresses them.

COMMON QUESTIONS

Before you get started.

Does this include crop insurance?

This page focuses on property, liability and commercial risk conversations. Ask us separately about your crop-related needs and available options.

What if different entities own the land and business?

Bring the ownership structure to the review. The entities, leases and insured interests need to be considered rather than inferred from one business name.

What’s your next move?

Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.

Contact our team