Describe the work precisely
Landscaping, maintenance, installation and other contracted services can create different exposures. Explain what your crews do, subcontracted work and the contracts you accept.
YOUR BUSINESS, IN CONTEXT
Landscaper & Contractor Insurance
Crews, vehicles, tools and contracts that travel from job to job.
Your business spends much of its day away from your own premises. A useful review follows your crew, vehicles and equipment to the work you perform and considers what customers and contracts require.
Follow tools and vehicles off-site
Review theft, damage and valuation for tools and mobile equipment. Discuss trailers, driver use, deliveries and hired or non-owned vehicles separately from general liability.
Match payroll and liability to your operation
Seasonal employees, duties and payroll changes matter to workers’ compensation discussions. Compare liability and umbrella limits with contract requirements, while checking exclusions.
COMMON QUESTIONS
Before you get started.
Can you discuss other contracting businesses?
Yes. Tell us about the actual work, location, equipment and contracts. We will discuss fit and available markets rather than assume every trade is eligible.
Is a certificate the same as changing coverage?
A certificate provides information about insurance. Any required changes or endorsements need to be reviewed with the agency and carrier.
What’s your next move?
Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.
Contact our team