Hortico-AgricoRISK MANAGEMENT SOLUTIONSRequest a reviewYOUR BUSINESS, IN CONTEXT
Plants in the open, field equipment, deliveries and seasonal inventory.
A nursery’s exposure moves between growing areas, storage, loading and the road. Your insurance review should reflect where plants and equipment are kept, how values change, and how customers receive what you grow.
Plants in the ground, containers, burlap and storage areas may be treated differently. Discuss peak values, locations, covered causes of loss and any specific stock limitations instead of relying only on a total property limit.
Consider machinery, tools and equipment at your premises and away from it. Delivery vehicles, trailers, drivers and hired or non-owned vehicles need a clear description of actual use.
New buildings, leased land, ownership changes and added growing areas can change the information a carrier needs. Bring a current location list and identify changes since the last renewal.
COMMON QUESTIONS
We can discuss the locations, ownership, property schedules and operations together. Carrier options and eligibility depend on the account and state.
A value that fits the quiet season may not reflect peak stock or sales. Ask how reporting, limits and business income reflect your busiest period.
Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.
Contact our team