Describe vehicle and driver use
Identify owned vehicles, drivers, delivery patterns, travel areas and trailers. Discuss hired or non-owned vehicle use rather than assuming it is included.
SUPPORT FOR YOUR NEXT DECISION
Commercial Auto & Equipment Insurance
Vehicles, drivers, trailers and mobile equipment in the context of your work.
Vehicles and equipment can face different exposures on the road, at a job site and in storage. Tell us how they are used so the coverage conversation follows your actual operation.
Separate equipment from road vehicles
Tools, machinery and mobile equipment may need different coverage discussions. Consider use away from your premises, theft, storage and valuation.
Keep the information current
Notify the agency about changes in vehicles, drivers or business use. Policy changes must be reviewed and confirmed; submitting an inquiry alone does not change coverage.
COMMON QUESTIONS
Before you get started.
What vehicle information is useful?
A vehicle and driver list, how each vehicle is used, travel areas and trailer information are useful starting points.
Are employee-owned vehicles included?
Ask about hired and non-owned exposure and the relevant policy terms. Ownership and business use both matter.
What’s your next move?
Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.
Contact our team