Identify data and system dependencies
Discuss what customer and employee information is held, how payments work and which systems are critical to the business. Include third-party providers in the conversation.
SUPPORT FOR YOUR NEXT DECISION
Cyber Insurance & Business Data Risk
Customer data, payments, unavailable systems and response after an incident.
A business does not need to sell online to depend on digital systems. Email, payments, customer information and operational tools are useful starting points for a cyber discussion.
Review response and interruption
Ask about incident response, ransomware, breach-related costs and loss of income, with attention to conditions, exclusions and sublimits.
Discuss existing safeguards
Backups, access controls and staff practices may be relevant to underwriting. Describe what is actually in place rather than assuming a payment provider handles every exposure.
COMMON QUESTIONS
Before you get started.
Does our payment processor cover every cyber risk?
No assumption should be made. Review responsibilities and policy terms for the data, systems and activities involved.
Can we discuss cyber with our other policies?
Yes. We can include cyber questions in a broader business insurance review.
What’s your next move?
Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.
Contact our team