SUPPORT FOR YOUR NEXT DECISION

Workers’ Compensation & Employment Risk

Employee duties, seasonal payroll and changes in how your team works.

Employees are central to your operation. Workers’ compensation and employment practices questions should reflect their duties, payroll and the states in which work is performed.

Understand duties and payroll

Discuss job roles, seasonal staffing and classification information. A growing business may no longer match the payroll and duties described at the last renewal.

Consider where people work

Tell us about work across locations and states, including changes in operations. Applicable requirements and carrier options need an account-specific review.

Discuss employment practices separately

Employment practices liability addresses a different conversation from workers’ compensation. Ask about available coverage, limits, exclusions and practical risk management.

COMMON QUESTIONS

Before you get started.

Can seasonal employees affect the review?

Yes. Share the duties and expected payroll for seasonal staff, along with changes in staffing.

Does this page determine our legal requirements?

No. Requirements depend on your operation and jurisdiction. Discuss your specific situation with the agency and relevant advisers.

What’s your next move?

Our roots are agricultural. Your business may reach further. Start with a conversation about your needs.

Contact our team